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Welcome to the home of Amanda Howard’s Triple Guarantee for
Huntsville, Madison & Athens Alabama area real estate!
Amanda’s Guarantees:
*"If I don't sell your home Ill buy it!"
*"If you buy a home from me and don’t fall in love with it I will sell it for free!"
*"If you are not 100% satisfied with our service you can FIRE us!"
Our reputation relies on our ability to meet all of your real estate needs while standing behind our Industry Leading Triple Guarantee.
 Need local real estate information? We've summarized much of what is important about the Huntsville, Madison, Hampton Cove, Athens, & Decatur area real estate market in this site. Buying and selling a home is one of the biggest events in your life. As top Huntsville, Madison, Hampton Cove, Athens, & Decatur area real estate agents, we have the experience and track record you are looking for when buying or selling your home. Please let us help. Tennessee Valley consists of Huntsville / Madison County, Madison / Madison County, Athens / Limestone County, Arab / Marshall County, Cullman / Cullman County, Decatur / Morgan County, Grant / Marshall County, Guntersville / Marshall County, Hartselle / Morgan County ,Fayetteville / Lincoln County, Tennessee * Some restrictions apply contact an Amanda Howard representative for more details.
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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What is a VA home loan?
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| A |
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans. |
 See More Real Estate Trivia > |
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